
What Is a Jumbo Loan and Do I Need One to Buy in San Diego?
What Is a Jumbo Loan? A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency — the amounts that Fannie Mae and Freddie Mac can purchase. In San Diego, the conforming loan limit is substantially higher than the national baseline due to high-cost m

How Does an FHA Loan Work for San Diego Home Buyers?
FHA Loans: Lower Barrier to Entry in San Diego FHA loans — insured by the Federal Housing Administration — make homeownership accessible to buyers who may not qualify for conventional financing. In San Diego's expensive market, FHA loans allow buyers with lower down payments and less-than-perfect cr

How Does a VA Loan Work for San Diego Military Home Buyers?
The VA Loan Is the Most Powerful Home Buying Benefit in San Diego For eligible active duty service members, veterans, and surviving spouses, the VA loan is the single most valuable home buying benefit available in San Diego. In a market where a 10 percent down payment on a median home requires $80,0
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