What Are Comparable Sales and How Do They Affect My Offer in San Diego?
What Are Comparable Sales (Comps)? Comparable sales — commonly called comps — are recently sold properties that are similar to the home you are considering in terms of location, size, condition, age, and features. Comps are the primary tool used by real estate agents and appraisers to determine mark
What Is Earthquake Insurance and Should San Diego Buyers Get It?
Standard Homeowner's Insurance Does Not Cover Earthquakes One of the most important things San Diego home buyers need to understand is that standard homeowner's insurance policies in California explicitly exclude earthquake damage. In a state that sits atop multiple major fault systems — including t
What Is Homeowner's Insurance and How Do I Get It in San Diego?
What Is Homeowner's Insurance? Homeowner's insurance is a policy that protects your home and personal property against losses from covered events — fire, windstorm, theft, and liability. Your mortgage lender will require proof of a homeowner's insurance policy with a payment receipt before your loan
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