What Documents Do I Need to Apply for a Mortgage in San Diego?
Gathering Documents Before You Apply Saves Time One of the most common delays in San Diego mortgage applications is missing or incomplete documentation. Gathering everything your lender needs before you apply — rather than scrambling to produce documents after your offer is accepted — allows for fas
What Is a FICO Score vs. a Credit Score and Which One Do Mortgage Lenders Use?
FICO Score vs. Credit Score: What Is the Difference? Many buyers are confused when they check their credit score through a bank app or free monitoring service and then discover their mortgage lender uses a different — often lower — score. Understanding the distinction between generic credit scores a
What Is a HUD Approved Housing Counselor and Do San Diego Buyers Need One?
What Is HUD-Approved Housing Counseling? HUD-approved housing counseling agencies provide free or low-cost guidance to home buyers and homeowners on the home buying process, mortgage financing, budgeting, and avoiding foreclosure. The Department of Housing and Urban Development certifies these agenc
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