What Is Earthquake Insurance and Should San Diego Buyers Get It?
Standard Homeowner's Insurance Does Not Cover Earthquakes One of the most important things San Diego home buyers need to understand is that standard homeowner's insurance policies in California explicitly exclude earthquake damage. In a state that sits atop multiple major fault systems — including t
What Is Homeowner's Insurance and How Do I Get It in San Diego?
What Is Homeowner's Insurance? Homeowner's insurance is a policy that protects your home and personal property against losses from covered events — fire, windstorm, theft, and liability. Your mortgage lender will require proof of a homeowner's insurance policy with a payment receipt before your loan
What Is Escrow and What Should San Diego Buyers Expect During the Process?
What Is Escrow? Escrow is a neutral third-party process in which an independent escrow company holds all funds, documents, and instructions related to your home purchase until all conditions of the transaction are satisfied. In California, virtually all residential real estate transactions close thr
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